Category Archives: retirement income

Protect Your Retirement with a Tax-Free Pension Alternative

How To Protect Your Retirement with a Tax-Free Pension Alternative

Retirement Strategies: The Tax-Free Pension Alternative

You can protect your retirement with a tax-free pension alternative. With almost $18 trillion in debt and $118 trillion in unfunded liabilities for Social Security, Medicare and Prescription Drugs can you count on Social Security? Can you afford stock market losses?

What if you could generate a tax-free income for life with no downside risk? Watch this video.
Learn how you can eliminate Tax-Traps and kick your future retirement up a few levels … where the money is staggering and lifestyle options are mind blowing.

IRAs, 401(k)s and 403(b) retirement plans are heavily taxed and could cost you hundreds of thousands of dollars. So, skip the 401(k) herd mentality leading you to a tax slaughter. Discover an under the radar, little known IRS Strategy used by America’s wealthiest families to cut taxes and preserve capital.

The tax-free pension alternative works. It is also known as a tax-free IUL or living benefit life insurance. This tax-free retirement plan has been called the perfect retirement solution.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.0% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

So, not only do you eliminate taxes you also get rid of yo-yo volatility and stock market losses once and for all. Plus, with this tax-free pension alternative, you decide how much and when to withdraw your money. Not the Government! There are no required minimum distributions (RMDs).

Pause the video and examine the two illustrations. It is a powerful, flexible catch up strategy if you have not put enough away for retirement.
New quick read eBook Explains How It Works

Kindle version https://www.amazon.com/dp/B00M0EQN0A

Free download and more videos https://www.bruceecoxcpa.com/

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Professional Athletes: Secure Your Financial Future With A Tax-Free Solution

Professional Athletes:  Secure Your Financial Future With A Tax-Free Solution

You have seen the stories, a staggering number of Professional Athletes and Entertainers filing Bankruptcy despite earning millions of dollars in salary or royalties. 78% of NFL players, 60% of NBA players and a large number of MLB players are bankrupt within 5 years of leaving the game. Plenty of Celebrities and Entertainers, actors, musicians, singers have joined the list too.

Professional Athletes Get rid of stock market losses and retirement taxes and secure your financial future with a tax-free solution
Professional Athletes Get rid of stock market losses and retirement taxes and secure your financial future with a tax-free solution

You can secure your financial future with a little known tax-free solution that America’s wealthiest families use to preserve capital and cut taxes.

Imagine retiring at age 35 with $301,000 of tax-free income for life; or at age 40 with $384,000 of tax-free income for life. It’s possible to make this happen with a little discipline. Beginning at age 25 you invest $500,000 per year for 5 years and average 7% per year on your money. Historical returns have averaged over 8%.

This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

It has been called The Perfect Retirement Solution and The 401(k) Replacement.
• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

Kindle version https://www.amazon.com/dp/B00M0EQN0A

Free download and more videos https://www.bruceecoxcpa.com/

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

How To Get Rid of Stock Market Losses & Taxes on Your Retirement Income Once and For All!

How To Get Rid of Stock Market Losses & Taxes on Your Retirement Income Once and For All!

Safe Income Strategy works.  Gets rid of stock market losses once and for all.
Safe Income Strategy works. Gets rid of stock market losses once and for all.

 

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

Kindle version https://www.amazon.com/dp/B00M0EQN0A

Free download and more videos https://www.bruceecoxcpa.com/

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.
• If you have not put enough money away for retirement and need a catch up solution, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All.

Get Rid of Stock Market Losses Once and For All

Zero Stock Market Losses with a Tax-Free IUL

Volatility & Stock Market Losses eliminated with a Tax-Free IUL
Volatility & Stock Market Losses eliminated with a Tax-Free IUL

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

Longevity Risk: Will You Have Enough Money in Retirement?

Longevity Risk: Will You Have Enough Money in Retirement?

Will You Have Enough Money in Retirement?

Longevity Risk

Are You Saving Enough? How Risky is Your Retirement? Have You Considered Taxes and Inflation? Will you have a retirement shortfall? You need to know the answers to these questions now, while you can still do something about them, not twenty years from now when it might be too late. You can request a free analysis at http://www.tax-free-retirement-plans.com.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

• Withdraw too much money in the early years of retirement
• Heavy taxation of retirement plans were not considered
• Risky investments caused big stock market losses.
• Did not save enough

A tax-free IUL will solve many of these issues.

Tax-Free retirement plans can triple after-tax retirement income stretching your money to help address longevity risk.
Tax-Free retirement plans can triple after-tax retirement income stretching your money to help address longevity risk.

What Does Tripling Your After-Tax Income Mean to Your Retirement?

What Does Tripling Your After-Tax Income Mean to Your Retirement?

IRS Tax-Traps. Retirement plans are heavily taxed. The IRS could take 40% of each withdrawal leaving your 60% in after-tax income
IRS Tax-Traps. Retirement plans are heavily taxed. The IRS could take 40% of each withdrawal leaving your 60% in after-tax income

Many Dream of Retiring with $1 million In Their 401(k). This could generate $50,000 per year in Taxable Income; $30,000 per year in After-Tax Income.  Did You Know $333,334 in a Tax-Free IUL would generate the same $30,000 per year in After Tax Income? That’s right, $333,334 in Tax-Free IUL produces same after tax income as a $1 million 401(k).

You could reduce annual savings by ⅔, say $1000 per month to $333 per month; $667 for other expenses. Or, you could Leave annual savings the same and enjoy 3 times more after-tax income during retirement years.

Do You Hate Paying Taxes and Losing Money In the Stock Market?

Do You Hate Paying Taxes and Losing Money In the Stock Market?

Volatility & Stock Market Losses eliminated with a Tax-Free IUL
Volatility & Stock Market Losses eliminated with a Tax-Free IUL

Hate Paying Taxes and Losing Money In the Stock Market?

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.  A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life. Plus you earn a reasonable rate of return. He called it “The 401(k) Replacement!”

Under the Radar IRS Strategy can triple after-tax retirement income, eliminate stock market losses & taxes.  So if you hate paying taxes this strategy is for you.
Under the Radar IRS Strategy can triple after-tax retirement income, eliminate stock market losses & taxes. So if you hate paying taxes this strategy is for you.

The strategy has been under the radar.  Most advisors never heard about the strategy or did not understand how powerful it had become with the advent of living benefits life insurance.

Rolling over money in CDs because you fear stock market losses?

Rolling over money in CDs because you fear stock market losses?

Rolling over money in low yielding Bank CDs? You could be earning 6% to 9% tax-free with no downside risk. Ask me how.
Rolling over money in low yielding Bank CDs? You could be earning 6% to 9% tax-free with no downside risk. Ask me how.

Rolling Over Money in CDs?

Rolling over CDs, earning less than 1% on your money, because you fear stock market losses? You could be earning 6% to 9% tax-free based on historical rates of return with no downside risk.

Safe Income Strategy #3.  Tax-Free Retirement Income and No Stock Market Losses.
Safe Income Strategy #3. Tax-Free Retirement Income and No Stock Market Losses.

Safe Income Strategy #3 Tax-Free Income with No Stock  Market Losses

 

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. Safe Income Strategy #3 works. The Tax-Free IUL can Produce a Tax-Free Income You Won’t Outlive with no downside risk.

Escaping the 1% World of Bank CDs: Sara’s story

Escaping the 1% World of Bank CDs: Sara’s story

Escape the 1% World of Bank CDs with Safe Income Strategy #3.  Earn Tax-Free Income with No Downside Risk.
Escape the 1% World of Bank CDs with Safe Income Strategy #3. Earn Tax-Free Income with No Downside Risk.

Tax-Free is Better: Sara’s Story Demonstrates the Power of the Tax-Free IUL

Sara, age 68 Worried about Stock Market Losses has been Rolling over CDs, earning less than 1% on her money. We introduced Sara to the Tax-Free IUL, where you don’t lose money when the markets go down.

Sara would need $3,400,000 in CDs to generate the same after-tax income that $300,000 invested and accrued for 4 years will produce based on projected returns that are below historical averages. Sara loved this safe income strategy.

Worried You Won’t Have Enough Retirement Money?

Worried You Won’t Have Enough Retirement Money?

Will you have enough retirement money?

Longevity risk. If you retire in your 60s or 70s, your money has to last you 30 years or more. Many people run out of money 7 to 10 years into retirement.

Tax-Free Retirement Plans can help you generate enough retirement money to enjoy your retirement years.
Tax-Free Retirement Plans can help you generate enough retirement money to enjoy your retirement years.

Tax-Free is Better.  Tax-Free IULs can help you generate enough retirement money to enjoy your retirement.

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after-tax income compared to a 401(k) or 403(b) retirement plan.