Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan

Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan

 

Lawyers Accountants Keep More of Your Money with a Tax-Free Retirement Plan and generate 3 times more after tax income compared to your 401(k).

IRS strategy can triple after-tax retirement income and you keep more of your money
IRS strategy can triple after-tax retirement income and you keep more of your money

 

Use the secret of the top 10% of America’s Wealthiest Families. They use the secret IRS approved strategy to avoid taxes and not lose money in the stock market.

Under the Radar IRS Strategy can triple after-tax retirement income
Under the Radar IRS Strategy can triple after-tax retirement income

 

This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.
It has been called The Perfect Retirement Solution and The 401(k) Replacement.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook explains how it works. Download it for free

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Medical Professionals Retire Early with 3x more After-Tax Income

Medical Professionals Retire Early with 3x more After-Tax Income vs Your 401(k) or 403(b) plan

 

Medical Professionals retire early?  Are Government Regulations and Taxes getting to you?  How about retiring early with 3 times the after-tax income vs. your 401(k) or 403(b) retirement plan?

Obamacare is squeezing Doctors Incomes, increasing costs and stress levels.  Medical Professionals retire early with 3x more after-tax retirement income.
Obamacare is squeezing Doctors Incomes, increasing costs and stress levels. Medical Professionals retire early with 3x more after-tax retirement income.

Simply use the secret of the top 10% of America’s wealthiest families. It has been known to double, even triple after-retirement income vs. 401(k)s and 403(b) retirement plan.

Imagine going from $25,000 per year in after-tax retirement income to $75,000 in tax-free retirement income.

The strategy works and it could work for you. The Wealthiest American families use it to avoid taxes and to get rid of stock market losses once and for all. This little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works. Free Download

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.
• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Retirement Plans Comparative Table Tax-Free IULs vs. 401(k)s

Retirement Plans Comparative Table Tax-Free IULs vs. 401(k)s

Retirement Plans Comparative Table

Tax-Free is Better.  Retirement Plans Comparative Table Illustrates
Tax-Free is Better. Retirement Plans Comparative Table Illustrates
Tax-Free IUL401(k)403(b) IRA
Tax-Free IUL401(k)403(b) IRA
Tax-Free / Taxable IncomeTax-FreeHeavily TaxedHeavily TaxedHeavily Taxed
Penalty-Free WithdrawalsPenalty-Free withdrawals any age10% early withdrawal penalty under 59 1/210% early withdrawal penalty under 59 1/210% early withdrawal penalty under 59 1/2
Stock Market Losses and Yo-Yo VolatilityNo You don't lose money when markets go down.Yes Unless invested in CD, Money Market or Fixed AnnuityYes Unless invested in CD, Money Market or Fixed AnnuityYes Unless invested in CD, Money Market or Fixed Annuity
Gains Locked In AnnuallyYes You don't give back profits previously earnedNo Unless invested in CD, Money Market or Fixed AnnuityNo Unless invested in CD, Money Market or Fixed AnnuityNo Unless invested in CD, Money Market or Fixed Annuity
Earn a reasonable rate of returnYes You don't lose money when markets go down. Never digging out of an investment hole4.MaybeMaybeMaybe
RMDs Required Minimum DistributionsNo Government does not tell you when to withdraw money.YesYesYes
2014 Contribution LimitsNone Great for catchup Cannot make a single payment$17,500 401(k) elective deferrals $5,500 catchup if you are age 50 or older. annual compensation limit $260,000$17,500 403(b) elective deferrals $5,500 catchup if you are age 50 or older. annual compensation limit $260,000$5,500 (6,500 if you are age 50 or older) or your taxable compensation for the year.
Tax-Free Death BenefitYes Could be substantial vs. IRA, 401(k) or 403(b)No, plan balance is taxable to beneficiariesNo, plan balance is taxable to beneficiariesNo, plan balance is taxable to beneficiaries
Premium Financing and leverageYesNoNoNo
Government Controlls How much you can contribute; when you must take money out.NoYesYesYes

The Retirement Plan Comparative Table illustrates that Tax-Free is Better.  The Tax-Free IUL is more flexible.  Tax-Free penalty free withdrawals at any age for any reason.  Larger contributions are allowed, so it works better at a retirement catch up strategy.  It is also safer, as you don’t lose money when the markets go down.  Your qualified plans could be subject to substantial market risk.

Watch the Retirement-Toolbox Videos to learn more about the Tax-Free IUL.  It is also considered a Tax-Free Pension Alternative and Living Benefits Life Insurance.

The Tax-Free IUL is a life insurance policy with greater focus on living benefits than on death benefits.  The Living Benefits make it a great tax-free pension alternative.

Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All.

Get Rid of Stock Market Losses Once and For All

Zero Stock Market Losses with a Tax-Free IUL

Volatility & Stock Market Losses eliminated with a Tax-Free IUL
Volatility & Stock Market Losses eliminated with a Tax-Free IUL

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

Longevity Risk: Will You Have Enough Money in Retirement?

Longevity Risk: Will You Have Enough Money in Retirement?

Will You Have Enough Money in Retirement?

Longevity Risk

Are You Saving Enough? How Risky is Your Retirement? Have You Considered Taxes and Inflation? Will you have a retirement shortfall? You need to know the answers to these questions now, while you can still do something about them, not twenty years from now when it might be too late. You can request a free analysis at http://www.tax-free-retirement-plans.com.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

• Withdraw too much money in the early years of retirement
• Heavy taxation of retirement plans were not considered
• Risky investments caused big stock market losses.
• Did not save enough

A tax-free IUL will solve many of these issues.

Tax-Free retirement plans can triple after-tax retirement income stretching your money to help address longevity risk.
Tax-Free retirement plans can triple after-tax retirement income stretching your money to help address longevity risk.

What Does Tripling Your After-Tax Income Mean to Your Retirement?

What Does Tripling Your After-Tax Income Mean to Your Retirement?

IRS Tax-Traps. Retirement plans are heavily taxed. The IRS could take 40% of each withdrawal leaving your 60% in after-tax income
IRS Tax-Traps. Retirement plans are heavily taxed. The IRS could take 40% of each withdrawal leaving your 60% in after-tax income

Many Dream of Retiring with $1 million In Their 401(k). This could generate $50,000 per year in Taxable Income; $30,000 per year in After-Tax Income.  Did You Know $333,334 in a Tax-Free IUL would generate the same $30,000 per year in After Tax Income? That’s right, $333,334 in Tax-Free IUL produces same after tax income as a $1 million 401(k).

You could reduce annual savings by ⅔, say $1000 per month to $333 per month; $667 for other expenses. Or, you could Leave annual savings the same and enjoy 3 times more after-tax income during retirement years.

Documents Needed for Tax-Free IUL Application

Documents Needed for Tax-Free IUL Application

Video discusses the documents needed for your IUL Application to determine suitability and health risk. The Application asks for financial information: your income and net worth. Health questions: medical history, current medications, family health – Parents & Siblings.

Your time is valuable too, so having this information available prior to taking the application will speed up the process. You can upload documents securely to http://www.bruceecoxcpa.com/secure-document-upload.html

Call 800-955-7898 with any questions about documents needed.
Call 800-955-7898 with any questions about documents needed.
Tax-Free IULs and Tax-Free Retirement Plans are Safe Income Strategies that can lead to financial independence and mind blowing retirement options.  It is worth your time to gather the documents needed for you application.
Tax-Free IULs and Tax-Free Retirement Plans are Safe Income Strategies that can lead to financial independence and mind blowing retirement options. It is worth your time to gather the documents needed for you application.

Do You Hate Paying Taxes and Losing Money In the Stock Market?

Do You Hate Paying Taxes and Losing Money In the Stock Market?

Volatility & Stock Market Losses eliminated with a Tax-Free IUL
Volatility & Stock Market Losses eliminated with a Tax-Free IUL

Hate Paying Taxes and Losing Money In the Stock Market?

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.  A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life. Plus you earn a reasonable rate of return. He called it “The 401(k) Replacement!”

Under the Radar IRS Strategy can triple after-tax retirement income, eliminate stock market losses & taxes.  So if you hate paying taxes this strategy is for you.
Under the Radar IRS Strategy can triple after-tax retirement income, eliminate stock market losses & taxes. So if you hate paying taxes this strategy is for you.

The strategy has been under the radar.  Most advisors never heard about the strategy or did not understand how powerful it had become with the advent of living benefits life insurance.

Rolling over money in CDs because you fear stock market losses?

Rolling over money in CDs because you fear stock market losses?

Rolling over money in low yielding Bank CDs? You could be earning 6% to 9% tax-free with no downside risk. Ask me how.
Rolling over money in low yielding Bank CDs? You could be earning 6% to 9% tax-free with no downside risk. Ask me how.

Rolling Over Money in CDs?

Rolling over CDs, earning less than 1% on your money, because you fear stock market losses? You could be earning 6% to 9% tax-free based on historical rates of return with no downside risk.

Safe Income Strategy #3.  Tax-Free Retirement Income and No Stock Market Losses.
Safe Income Strategy #3. Tax-Free Retirement Income and No Stock Market Losses.

Safe Income Strategy #3 Tax-Free Income with No Stock  Market Losses

 

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. Safe Income Strategy #3 works. The Tax-Free IUL can Produce a Tax-Free Income You Won’t Outlive with no downside risk.

Escaping the 1% World of Bank CDs: Sara’s story

Escaping the 1% World of Bank CDs: Sara’s story

Escape the 1% World of Bank CDs with Safe Income Strategy #3.  Earn Tax-Free Income with No Downside Risk.
Escape the 1% World of Bank CDs with Safe Income Strategy #3. Earn Tax-Free Income with No Downside Risk.

Tax-Free is Better: Sara’s Story Demonstrates the Power of the Tax-Free IUL

Sara, age 68 Worried about Stock Market Losses has been Rolling over CDs, earning less than 1% on her money. We introduced Sara to the Tax-Free IUL, where you don’t lose money when the markets go down.

Sara would need $3,400,000 in CDs to generate the same after-tax income that $300,000 invested and accrued for 4 years will produce based on projected returns that are below historical averages. Sara loved this safe income strategy.

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